The NSP2 (Neighborhood Stabilization Program)

******The City of Long Beach is no longer accepting applications for the NSP2 or NSP3 Program - PLEASE check back periodically as the city is always trying to create new ways for first time home buyer home ownership.******* 

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WAIT! FHA program 2022 requiring minimum 3.5% down payment still available!

 FHA is not limited to a specific neighborhood or area and is widely accepted throughout all of Los Angeles, Riverside and San Bernadino Counties!

A Los Angeles county first-timehome buyer using FHA can buy

Single Family homes, income properties (4 units or less)

• 3.5% down
• generally FICO 620 and over (640 preferred)
• upfront mortgage insurance
• Mortgage insurance term - as of June 3, 2013 this will be paid for the life of the loan (see if you can get lender to cover)
• Owner Occupied only
• loan limits up to $625,500 depending on neighborhood and county

FHA FICO score requirements

• minimum 620 or higher

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APPLY NOW (no SS# required): 

• Pre-Qualification App  

• Down-payment Assistance Help