How Much Home Can I Afford?

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Oftentimes, first time home buyers in 2024 experience sticker shock after seeing what their total monthly mortgage and incidental costs will be simply because they didn't factor in the costs of property taxes, mortgage insurance (if using certain home buyer programs); hazard insurance (fire, flood, etc) and general maintenance and upkeep.

It is imperative that once every first time home buyer has gotten a pre-approval from a reputable lender, identified and negotiated a property using a professional Realtor, that they obtain an approximate estimate of the above sums to determine true affordability.  Some home buyers will find they can afford a lot more home than what they initially thought, while others will realize they were not nearly as accurate in determining in their monthly costs as they should've been. 

If you are not currently working with a Realtor or agent and need help navigating the home buying experience in the GREATER Los Angeles areas (including the "new downtown LA", the Westside and South Bay), Long Beach, Downey, Lakewood, Carson or any of their surrounding cities such as Cerritos, Torrance, Gardena, Norwalk, Santa Fe Springs, Whittier, Pico Rivera, San Pedro, do not hesitate to call me at 310-508-4354

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