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Long Beach First Time Buyers


The NSP2 (Neighborhood Stabilization Program)

******The City of Long Beach is no longer accepting applications for the NSP2 or NSP3 Program - PLEASE check back periodically as the city is always trying to create new ways for first time home buyer home ownership.******* 


WAIT! FHA program 2018 requiring minimum 3.5% down payment still available!

 FHA is not limited to a specific neighborhood or area and is widely accepted throughout all of Los Angeles, Riverside and San Bernadino Counties!

A Los Angeles county first-timehome buyer using FHA can buy

Single Family homes, income properties (4 units or less)

    • 3.5% down
    • generally FICO 620 and over (640 preferred)
    • upfront mortgage insurance
    • Mortgage insurance term - as of June 3, 2013 this will be paid for the life of the loan (see if you can get lender to cover)
    • Owner Occupied only
    • loan limits up to $625,500 depending on neighborhood and county

FHA FICO score requirements

  • minimum 620 or higher



APPLY NOW (no SS# required): 


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