First Time Home Buyer Programs San Bernardino 2026

SAN BERNADINO FIRST TIME HOME BUYER PROGRAMS 2026

• Have lived in San Bernardino County for at least 1 year prior to applying to the program.
• Must be in good standing with the Housing Authority and participate at a minimum of 1-year in the Housing Choice Voucher Program or Public Housing Program.
• Must be currently employed full time for at least 2 years earning more than $14,500 a year (2000 hours at Federal minimum wage). This requirement does not apply to disabled or elderly (62 years or older) participants.
• Must have a gross household income of at least 2 times the HACSB payment standard for the unit size (this requirement does not apply to disabled or elderly participants).
• Must be credit worthy to secure their own mortgage financing through a lender, including no outstanding collection accounts, judgments or liens and at least 2 years since the discharge of a bankruptcy.

• City of Chino First Time Buyer Program 2026*
  • Up to $60,000 in down payment assistance.
  • Silent Loan for low income families.
  • Available for any single family, condos, and townhomes in the City of Chino

• City of Ontario First Time Home Buyer Program*
  • Up to $60,000 in down payment assistance
  • Silent Loan for low income families.
  • Available for any single family, condo’s, and townhomes within a specific area of Ontario.